Building for India means solving for a fifth of humanity. At the Reserve Bank Innovation Hub (RBIH), our mission is simple but audacious—to build the foundations of India’s financial future. We design, build and scale digital public-good platforms that will be used by every regulated entity and fintech, and define how every Indian engages with digital finance. What this means is, we don’t just imagine the future of Indian fintech—we build it. From creating population scale platforms like Unified Lending Interface (ULI) and MuleHunter.aiTM, to driving cutting-edge applied research, to shaping the broader financial ecosystem itself, our work is about moving an entire industry forward. If you have spent your career leading category defining products, and now you want to shape how India adopts and scales the next generation of financial infrastructure, this is where you step in. In return, we promise unmatched exposure to population scale challenges and the chance to build solutions that last. This isn’t just a job—it’s a calling. This is your opportunity to serve millions of Indians by building for them. And opportunities like this come once in a generation.

Product vision and execution Architect the product vision and roadmap for solutions that will become the financial rails of India, from Unified Lending Interface (ULI) to Mulehunter.aiTM to the Digital Payments Intelligence Platform (DPIP). Build for diversity at scale, where your user base includes fintech founders in Mumbai, public-sector bankers in Mizoram, and migrant workers in Surat. Deliver infrastructure so critical that it becomes invisible, trusted, always-on, and built to last for decades. Ecosystem engagement Operate at the intersection of product, policy, and public good, with a seat at the table alongside regulators, policymakers, and global innovators. Align ecosystem needs with RBIH priorities to unlock massive adoption and deep trust. Drive product discovery and UX for every segment we serve: banks, fintechs, government entities, and citizens. Establish RBIH’s AI Lab in keeping with the RBI’s Framework for Responsible and Ethical Enablement of AI (FREE-AI). Team building and mentorship Build and mentor product, design, and research teams that can deliver at population scale. Embed experimentation, metrics, and iteration into the team’s DNA. Partner with the Chief Technology Officer to deliver platforms that are secure, compliant, and capable of handling India-level scale without blinking. Define how AI is injected into every workflow at RBIH while ensuring transparency, accountability and sustainability.

Want to design the systems beneath the app—the ones everyone builds on, but no one company owns. 12–18 years of product leadership experience across B2B, platforms, or public goods. Know how to ship developer platforms, APIs, or financial infrastructure that works at scale. Can move from strategy in the boardroom to user research in the field without changing gear. View constraints as creative fuel. Experience in regulated industries or with regulators. Exposure to API first, open source, or public digital infrastructure projects. Comfort designing for the extremes of India’s diversity, from high-speed 5G to offline rural access.